:root{
  --azul:#0b2f5b;
  --azul-2:#0f4c81;
  --azul-3:#1f78b4;
  --cielo:#eaf5ff;
  --blanco:#ffffff;
  --texto:#17324d;
  --gris:#637083;
  --borde:#dbe8f5;
  --sombra:0 20px 50px rgba(11,47,91,.14);
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family: Arial, Helvetica, sans-serif;
  color:var(--texto);
  background:#fff;
  line-height:1.6;
}
a{text-decoration:none;color:inherit}
.container{width:min(1120px,92%);margin:auto}

.topbar{
  position:sticky;
  top:0;
  z-index:20;
  background:rgba(255,255,255,.92);
  backdrop-filter:blur(12px);
  border-bottom:1px solid var(--borde);
}
.nav{
  min-height:76px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:24px;
}
.brand{
  display:flex;
  align-items:center;
  gap:14px;
}
.logo,.card-logo{
  width:52px;
  height:52px;
  border-radius:18px;
  background:linear-gradient(135deg,var(--azul),var(--azul-3));
  color:white;
  display:grid;
  place-items:center;
  font-size:34px;
  font-weight:700;
  box-shadow:0 10px 24px rgba(15,76,129,.25);
}
.brand strong{display:block;color:var(--azul);font-size:16px}
.brand span{display:block;color:var(--gris);font-size:13px}

.menu{
  display:flex;
  align-items:center;
  gap:22px;
  font-weight:700;
  color:var(--azul);
}
.menu a:hover{color:var(--azul-3)}

.hero{
  overflow:hidden;
  background:
    radial-gradient(circle at 15% 15%, rgba(31,120,180,.20), transparent 30%),
    linear-gradient(135deg,#f7fbff 0%,#eaf5ff 52%,#ffffff 100%);
  padding:82px 0;
}
.hero-grid{
  display:grid;
  grid-template-columns:1.1fr .9fr;
  gap:46px;
  align-items:center;
}
.eyebrow{
  text-transform:uppercase;
  letter-spacing:.16em;
  font-size:12px;
  font-weight:800;
  color:var(--azul-3);
  margin:0 0 12px;
}
h1,h2,h3{line-height:1.15;color:var(--azul);margin:0}
h1{font-size:clamp(42px,6vw,72px);letter-spacing:-.04em}
h2{font-size:clamp(30px,4vw,46px);letter-spacing:-.03em}
h3{font-size:22px}
.subtitle{
  font-size:20px;
  color:#324a63;
  max-width:680px;
  margin:24px 0 30px;
}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:28px}
.btn{
  border:0;
  border-radius:999px;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding:14px 22px;
  font-weight:800;
  cursor:pointer;
}
.btn.primary{
  color:white;
  background:linear-gradient(135deg,var(--azul),var(--azul-3));
  box-shadow:0 12px 30px rgba(15,76,129,.25);
}
.btn.secondary{
  color:var(--azul);
  background:white;
  border:1px solid var(--borde);
}
.btn.full{width:100%}
.trust{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:12px;
}
.trust div{
  background:white;
  border:1px solid var(--borde);
  border-radius:18px;
  padding:14px;
}
.trust strong{display:block;color:var(--azul)}
.trust span{display:block;color:var(--gris);font-size:13px}

.hero-card{
  background:white;
  border:1px solid var(--borde);
  border-radius:34px;
  padding:34px;
  box-shadow:var(--sombra);
  position:relative;
}
.hero-card::before{
  content:"";
  position:absolute;
  inset:auto -50px -50px auto;
  width:170px;
  height:170px;
  background:rgba(31,120,180,.11);
  border-radius:50%;
}
.hero-card .card-logo{margin-bottom:22px}
.hero-card p{color:var(--gris)}
.hero-card ul{
  padding-left:20px;
  margin:20px 0 0;
}
.hero-card li{margin:8px 0}

.section{padding:86px 0}
.section.soft{background:var(--cielo)}
.section-heading{
  text-align:center;
  max-width:760px;
  margin:0 auto 42px;
}
.section-heading p{color:var(--gris);font-size:18px}

.cards.three{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:22px;
}
.info-card,.req,.form,.notice{
  background:white;
  border:1px solid var(--borde);
  border-radius:28px;
  padding:28px;
  box-shadow:0 12px 28px rgba(11,47,91,.08);
}
.icon{
  width:54px;
  height:54px;
  display:grid;
  place-items:center;
  border-radius:18px;
  background:var(--cielo);
  font-size:28px;
  margin-bottom:18px;
}
.info-card p,.req li,.split p,.contact p{color:var(--gris)}

.split{
  display:grid;
  grid-template-columns:.9fr 1.1fr;
  gap:40px;
  align-items:center;
}
.benefit-list{
  display:grid;
  gap:16px;
}
.benefit-list div{
  display:flex;
  gap:18px;
  align-items:flex-start;
  padding:20px;
  background:white;
  border:1px solid var(--borde);
  border-radius:24px;
}
.benefit-list span{
  min-width:46px;
  height:46px;
  border-radius:16px;
  color:white;
  background:var(--azul);
  display:grid;
  place-items:center;
  font-weight:800;
}
.benefit-list p{margin:0}

.requirements{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:22px;
}
.req ul{margin-bottom:0}

.contact{
  background:linear-gradient(135deg,#ffffff 0%,#f2f8ff 100%);
}
.contact-grid{
  display:grid;
  grid-template-columns:.9fr 1.1fr;
  gap:36px;
  align-items:start;
}
.notice{
  margin-top:24px;
  background:#f7fbff;
}
.form{
  display:grid;
  gap:16px;
}
.form label{
  display:grid;
  gap:8px;
  font-weight:800;
  color:var(--azul);
}
.form input,.form textarea{
  width:100%;
  border:1px solid var(--borde);
  border-radius:16px;
  padding:14px 16px;
  font:inherit;
  color:var(--texto);
  outline:none;
}
.form input:focus,.form textarea:focus{
  border-color:var(--azul-3);
  box-shadow:0 0 0 4px rgba(31,120,180,.12);
}

.footer{
  background:var(--azul);
  color:white;
  padding:38px 0;
}
.footer-grid{
  display:grid;
  grid-template-columns:1fr auto;
  gap:30px;
}
.footer p{color:#cfe1f3;margin:8px 0}
.footer-brand{
  font-weight:900;
  font-size:18px;
}
.footer-brand span{
  display:inline-grid;
  place-items:center;
  width:34px;
  height:34px;
  border-radius:12px;
  background:white;
  color:var(--azul);
  margin-right:8px;
}

@media(max-width:860px){
  .nav{align-items:flex-start;flex-direction:column;padding:14px 0}
  .menu{width:100%;overflow:auto;padding-bottom:8px}
  .hero-grid,.split,.contact-grid,.requirements{grid-template-columns:1fr}
  .cards.three{grid-template-columns:1fr}
  .trust{grid-template-columns:1fr}
  .hero{padding:56px 0}
  .section{padding:58px 0}
  .footer-grid{grid-template-columns:1fr}
}